Privacy Policy

This privacy policy aims to inform you about how HELLO KREDIT INVESTMENT collects, uses, stores, protects, and shares your personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR) and other international standards.

1. Data Controller

HELLO KREDIT INVESTMENT
Address: 1818 H Street, NW | Washington, DC 20433 – USA
Phone: +1 867 292 7089
Email: contact@kredithello.com

HELLO KREDIT INVESTMENT is the data controller, determining the purposes and means of the processing of your personal data.

2. Data We Collect

We collect only the data necessary to carry out our financing activities and customer relationship management. The types of data we may collect include:

  • Identification data: first name, last name, date and place of birth, nationality

  • Contact information: mailing address, email address, phone number

  • Financial information: income, banking details, employment situation

  • Project-related data: nature of the project, requested amount, objectives

  • Technical data: IP address, browser type, pages visited, cookies

3. Purpose of Data Processing

Your data is collected and processed for the following purposes:

  • Evaluating financing applications and making lending decisions

  • Managing client relationships

  • Sending information and promotional offers

  • Fulfilling legal obligations (e.g. anti-money laundering regulations)

  • Improving our website and services

4. Consent

By using our website and submitting your personal information, you expressly consent to the processing of your data in accordance with this privacy policy.

You may withdraw your consent at any time (with no retroactive effect) by contacting us at: contact@kredithello.com

5. Data Sharing

Your personal data may only be shared with our financial and banking partners in order to process your loan or financing request:

  • GLOBAL FINANCE BANK

  • JP Morgan Chase Bank

  • Citibank

  • La Banque Postale

  • BNP Paribas

We do not sell or rent your personal data to unauthorized third parties.

6. Data Retention

Your personal data will be retained only for as long as necessary to fulfill the purposes for which it was collected, including:

  • 5 years after the end of the contractual relationship

  • 10 years for legal and accounting obligations

  • Until consent is withdrawn for marketing communications

7. Data Security

We implement appropriate technical and organizational measures to ensure the security, integrity, and confidentiality of your data, including:

  • Secure connections (HTTPS)

  • Restricted data access

  • Regular backups

  • Secure hosting by LWS (France)

8. Your Rights

In accordance with applicable data protection laws, you have the following rights regarding your personal data:

  • Right of access

  • Right to rectification

  • Right to erasure (right to be forgotten)

  • Right to restriction of processing

  • Right to data portability

  • Right to object

  • Right to lodge a complaint with a data protection authority

To exercise your rights, please contact us at: contact@kredithello.com

9. Cookies

Our website uses cookies to enhance your browsing experience. A banner will inform you of their use when you first visit the site, and you may accept or decline them as desired.

10. Policy Updates

HELLO KREDIT INVESTMENT reserves the right to update this privacy policy at any time. Any changes will be posted on this page with a revised update date.

Last updated: April 7, 2025

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